Where does your money actually land?
Compare net pay, 24-month savings, and geopolitical risk across 20 destinations. All figures assume full tax residency — you live and are taxed there. Where a Digital Nomad visa exists as a lower-tax alternative, it's noted in the regime details.
| # | Country | Regime | Eff. Rate | Tax / yr | Net / Month | Living Cost / mo | Monthly Savings | 24-Mo Savings | Geo Risk |
|---|---|---|---|---|---|---|---|---|---|
| Enter a salary above Results appear after a moment's pause | |||||||||
All calculations are indicative estimates based on publicly available 2025/26 tax law for a single individual with no dependants. They exclude social security contributions (beyond those noted), tax treaty nuances, and side income. Cyprus 50% exemption requires 15+ consecutive non-resident years and first employment in Cyprus. Indonesia territorial option requires specific skilled roles (first 4 years only). Georgia uses the employed 20% flat rate; 1% self-employed option requires a different entity structure. Thailand* and Malaysia* show standard progressive tax rates — the realistic baseline for most expats. LTR visa (Thailand) requires $80k+ annual income or specialist skills. DE Rantau (Malaysia) requires a qualifying tech sector role. If you qualify for these, effective tax drops to near 0% on foreign income — consult an adviser. Portugal assumes NHR 2.0 / IFICI 20% flat. Netherlands assumes 30% ruling. Exchange rates approximate (EUR/USD 1.08, EUR/GBP 0.86, Apr 2026). Not financial or tax advice — consult a qualified adviser before relocating.